# Fact, Vision & Mission

## The Fact

The global banking system is inadequate to meet the needs of the 21st century consumer in emerging economies as evidenced by the fact that **1.7 billion adults remain unbanked**, while those that are banked are unable to pay cross-border, in their local currencies.

## Our Vision

To maximise human economic potential.

## Our Mission

To create an alternative global commerce ecosystem that does not require a financial institution for payment processing.

To empower everyone to control all their assets, all the time, for true financial sovereignty.

To create an equitable, inclusive, and currency-agnostic commerce ecosystem.